Welcome to Sunshine Home Loans, where we help you achieve your goal of home ownership!
Sunshine Home Loans is a partnership between Barton Creek Lending Group and Sunshine Realty Group.
Welcome to
Sunshine Home Loans!
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and, best of all, quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, you can submit an online, secure loan application through our website. You may also evaluate your different financing options using our interactive calculators and reviewing various mortgage scenarios.
Find the Right Mortgage Option for You!
Tell us what your goal are
Loan Calculator
Use our mortgage calculator to estimate your monthly payments for a new home purchase or refinance and plan your budget effectively today.
Loan Calculator
Loan Programs
Get to Know Us
Your Real Estate Team
Amanda Garcia
Broker Associate | Owner | Realtor®
512-607-5577
Amanda Garcia leads Sunshine Realty Group in Austin as owner and broker associate. She is the 2023-2025 Policy Ambassador for City of Austin Council Member, District 1, and chairs the 2024 Legislative Management Team on rental issues. Recognized as a top 20 Black Realtor in Austin for 2023 and 2024 and a 2023 TREPAC Golden R President’s Circle Major Investor, Amanda balances professional excellence with community service and family life.
Your Home Loan Team
Austen Smith
Partner | Loan Officer
NMLS#265697
512-773-6729
Austen Smith, CMPS-certified Home Loan Consultant, has 19 years of experience. He empowers clients by leading with education, serving on the Women's Council of Realtors board, and founding Impact Leadership Group. Austen aims to be in Texas's top 1% of mortgage professionals, driven by client satisfaction and continuous learning.
Your Team
Loan Application Inquiry
Complete the fields below to get started with your loan application.
This Week's Rate
Assumptions:
All loans have a 1% discount fee. The discount fee is a percentage of the loan amount.
Purchase Price $500,000 | Jumbo Purchase Price $1.5M
Primary Occupancy
Credit Sores: Conventional & JUMBO - 760 | FHA: 720
LTV: Conventional & JUMBO - 80% | FHA - 96.5%
30-Day Lock - Loans are Fixed. | Rates are Subject to change without notice.
Pricing was run on the timestamp listed above.
Disclosure
Please review and sign the Affiliated Business Arrangement (AfBA) in the link below, acknowledging that you have received this document regarding the partnership with Barton Creek Lending Group.
About Us
We've been helping customers afford the home of their dreams for many years, and we love what we do.
Company NMLS: 264320
www.nmlsconsumeraccess.org
Contact Us
3201 Menchaca Rd Austin, TX 78704
Phone: 512-773-6729
Austen@AustenSmith.com
